Managing Project Insurance Risks


The importance of understanding insurance


Understanding Insurance Liabilities

Download PDF Version: Managing Project Insurance Risks.pdf

Commercial general liability insurance is a broad coverage policy that provides insurance for general business risks. Most businesses these days hire third-party individuals or businesses to offload some of the work that might not necessarily be a part of a business’ core functions. In order to mitigate the risk you are incurring as a business hiring a subcontracted worker, you should have an in-depth understanding of how vendor management and insurance policies work. Before we dive in, it’s important to note that insurance policies vary state to state.

The Basics

Broadly speaking, general liability insurance protects businesses from a variety of claims such as bodily injury, property damage, or other personal injury that could happen on your premises during business operations.

If you’re not careful or you don’t take the time to confirm the coverage limits of your subcontractor company’s insurance coverage, a single accident could result in a lawsuit.

Insurance companies and insurance agents all differ in how they write policies and how they present their Certificates of Insurance.

Additionally, property management companies have their own set of insurance requirements.

What you can do

Most times a general liability insurance program will not cover subcontracted workers. On some policies, you would be financially responsible for damage caused by an independent contractor.

To ensure this doesn’t happen, companies must require contractors to carry their own general liability insurance. Coverage amounts need to be verified, your company must be listed as an additional insured and a certificate holder, and require a waiver of subrogation.

In addition to having your subcontractor carry general liability coverage, they should also carry worker’s compensation insurance so that your company is not held accountable if an on-the-job injury occurs. Worker’s comp policies and requirements vary from state to state and they must also include a waiver of subrogation. 


Structured Cabling & LAN Installations Demand Effective Project Management.

We have the skills necessary to pick up where you need us. Our key to success lies in our method: initiating collaboration, planning the project, executing the project with efficiency, tact and monitoring the success of the project as it moves toward completion. 

Quality is a crucial part of the work we do; since our inception, we’ve completed 10,000+ installations.  Outsourcing LAN Project Management could save hours of FTE for your business and allow your employees to maintain their primary responsibilities while adding value to the business. When your employees have the time and bandwidth to focus on their primary tasks, they spend less time rushing through day-to-day jobs to get the work done and the quality of work your employees produce will reflect positively on your business, just as we will do for the LAN project.

Save time and money by outsourcing LAN project management tasks, open your company to new ideas, form a more effective streamlined workflow and offer your customers better service.

We are continuously learning and adjusting to make our process better based on lessons we learn each day.  If your company wants to save valuable time, avoid frustration and get an immediate ROI on LAN cabling installations using our expertise please contact us.

Save valuable time, frustration and money with our expertise

Removing risk begins with removing assumptions

Communication, Documentation and Seeing Around Corners are the big three roles for risk mitigation.


Early, Frequent and granular communication streamlines any project, but especially WAN Ethernet installations with construction requirements.  


Documentation is critical.  Email communications, project agreements, field notes and project conversations should all be recorded and appropriatly dispersed immediatly.

Seeing Around Corners

It is all about expierence.  Knowing what questions to ask, what tasks to prioritize and which stakeholders to approach (and in which order) is paramount to project success.

Learning through experience

We are continously learning and adjusting to make our process better.  We install hundreds of projects each quarter for our customers…and we use that expierence to make future customer expierences better.

Sometimes you should take the road more traveled.



Initial Planning

We know what questions to ask



We know how to reduce risk and accurately budget costs



We install WAN projects weekly across the country